Due to the worsening economic conditions, many are finding themselves unexpectedly out of work. Due to over-leveraging of personal finances and lack of savings, many of us are unprepared to handle the loss of income. To make ends meet, unemployment benefits can help fill in the gap. Read more to find more information about unemployment benefits for your state or country.

United States

In the United States, unemployment benefits are generally provided by each state individually. Generally speaking, to qualify for unemployment benefits, you must be willing and able to work, seeking employment, and are out of work due to no fault of your own. Unemployment benefits take the form of a payment provided on a weekly or bi-weekly basis. The period and amount are generally determined on your previous income. Some states also offer benefits for retraining or health care.

If you find yourself out of work, it is best to apply for benefits the same day. There is often a delay between applying for benefits and when you will begin to receive the benefit. For information on the benefits available in your state and for information to apply for benefits, please visit America’s Service Locator.

Canada

Canadians are covered by a national Employment Insurance (EI) program. Beyond providing benefits to those out of work, it also provides benefits for people in certain specific situations. For more information on EI and its benefits, please visit Service Canada.

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